What do we all pay most attention to before buying a house? Of course it is the price, because the price of the house will directly affect our pockets. When many people buy a second-hand house, they don't know how to bargain with the landlord, and they don't know whether the price of the house is reasonable, so they need to conduct a property appraisal. So, how to evaluate the price of a second-hand house? Will the appraisal price of second-hand houses be falsified? Let’s take a look.
How to evaluate the price of second-hand houses?
1. Number and brand of elevators. Buyers often take the elevator when they come to view a house. The number and brand of elevators are a reflection of convenience and safety. Although a relatively large number of elevators and a highly reputable elevator brand may not necessarily add points to the value of the property, they will have a significant impact on the buyer's psychological comfort.
2. A higher location level will of course have an effect on raising housing prices. Especially when the area has been fully developed and there are no more new projects, the scarcity of the property area itself will bring immeasurable value.
3. Indoor area, unit type, clear height, bay span, kitchen and bathroom size, and lighting. The indoor area is appropriate, the unit type is good, the net height is large, the bay span is reasonable, the kitchen and bathroom space is moderate and easy to use, and the lighting performance is ideal. Properties are priced around 3% to 5% higher than other properties and vice versa.
4. A community with convenient transportation, commercial service facilities, and infrastructure and complete supporting facilities will have a correspondingly higher livability, so it is easier to sell. Residential areas with poor traffic conditions and insufficient commercial service facilities and infrastructure will have about 5% of their prices deducted from their pricing.
Will the appraisal price of second-hand houses be falsified?
1. In the process of second-hand house transactions, after the home buyer applies for a loan to the bank, the bank will appoint an appraisal agency to evaluate the house. The bank will then borrow money based on the appraisal report issued by the appraisal agency. people to further discuss loan matters. The real estate appraisal fee is basically based on the current situation, that is, it will change according to the market.
2. It is certainly possible for home buyers to set a high appraisal price, but banks may not approve it. Just ask the bank beforehand whether you can get a loan after the high price (note: it is recommended that you know the high price, and do not let the bank know). Although the higher the total appraised price of a second-hand home loan is, the higher the loan you can obtain will be, and the down payment will be correspondingly the lowest.
The above content is a detailed introduction to the issue of how to evaluate the price of second-hand houses and whether the evaluation price of second-hand houses is fake. I hope it can provide some help to everyone. It is not difficult to see that although the price evaluation of second-hand houses can contain certain false elements to a certain extent, it is not recommended for everyone to do so.