Can CITIC Bank's second-letter loan be recycled?
The second letter loan of CITIC Bank can be recycled. After signing the second loan agreement, it can only be withdrawn within 12 months (it cannot be withdrawn after 12 months), and it can be withdrawn several times within the validity period of the line (it can be withdrawn circularly within 12 months).
If you sign the agreement on April 20th, 2020, the maturity date of the withdrawal period of 12 months is 202 1, that is, at 24: 00 on April 20th. Every withdrawal requires system approval. If the approval is not passed, you will not be able to withdraw money within the validity period of withdrawal.
When withdrawing money after signing the second loan agreement, you can choose 6 months, 12 months, 24 months and 36 months according to your actual needs (only qualified customers and the loan agreement signed by this customer is valid for 48 months).
After the credit loan is approved, you need to sign the agreement within 30 days after it is approved, and push it back for 30 days (not one month) (not 24 o'clock), and you need to apply again after it expires.
The Lender repays the loan in advance through China CITIC Bank Mobile Banking and Loan Bank; Secondly, after the operation is successful, the amount you prepay can be withdrawn again within the validity period of the line.
The official reminder of CITIC Bank: The loan funds of Erxin are used for your daily consumption, not for investment and wealth management such as stocks, funds and wealth management products, nor for other purposes prohibited by relevant national laws, regulations and rules. If illegal use of funds is found, the loan contract will be terminated in advance.