1. At least one of the loan applicant and the * * * applicant is an employee who has paid the housing provident fund in Shenyang Provident Fund Center;

2 loan applicants and applicants apply for housing provident fund loans for the first time;

3. The original commercial loan bank agreed to repay part (all) of the commercial loan in advance;

4. Except for the 1 personal housing commercial loan transferred by the applicant, the loan applicant and the same applicant shall not have other housing loans, and the commercial loans have been repaid for more than 5 years (inclusive), and there is no record of overdue repayment in the last 2 years;

5. The house purchased by the original commercial loan is for self-occupation and is located in the administrative area of Shenyang. The railway sub-centers and electric power sub-centers under the jurisdiction of Shenyang Provident Fund Center can also handle business-to-public loans by storing the self-occupied houses purchased by employees in the workplace;

6. The house purchased by the original commercial loan has been provided with the house ownership certificate or the immovable property certificate, and there are no other mortgagees except the original commercial loan bank.

Shenyang Shang dynasty provident fund transfer procedures:

1. The applicant and * * * together with the applicant, apply to the Central Management Department for a transfer to provident fund loan with the original ID card, original commercial loan contract and repayment plan;

2. The management departments of the center shall review the applicant and the applicant's credit status and loan qualification, confirm whether they agree to handle the transfer of provident fund, and issue a confirmation form for the transfer of provident fund; .

3. Applicants who can apply for the transfer of provident fund loans will repay the remaining principal of the original commercial loans in advance and go through the mortgage cancellation procedures;

4. The applicant shall transfer the provident fund loan to the administrative department of the place where the provident fund is deposited with the following requirements.

To sum up, the applicant and * * * together with the applicant apply to the management departments of the center for transfer of provident fund loans with the original ID card, the original commercial loan contract and the repayment plan, and the applicant applies to the management department where the provident fund is deposited for transfer of provident fund loans according to the following requirements.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

Workers in any of the following circumstances, you can extract the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.