What should I do if I sell my house and get a loan from the other party?
The house is ready for sale, and the other party needs a loan. The buyer and the seller should prepare the required materials (original and photocopy of ID card, original marriage certificate, income certificate, social security card, half-year bank running bill, payment account number, etc.). ) and go to the bank to prepare a loan and ask the account manager for a face-to-face interview, which requires the presence of both parties. The bank will evaluate the loan amount of the house. After the approval, the buyer will pay the down payment to the seller, and then notify both parties to transfer the ownership, and the buyer will start the mortgage.
What should I pay attention to when selling a house?
1. At the time of valuation, it is recommended that the seller know the market through some large intermediary companies, consult professionals and learn the market trend through multiple channels before quoting. The purpose of early quotation is to determine a reasonable quotation, leaving room for price negotiation and preparing for price adjustment at any time.
2. When choosing an intermediary, choose a qualified large-scale housing intermediary company. It is the premise to ensure the security of the transaction. You can go to an intermediary company and learn a lot of information you want to know.
Pay attention when signing the agreement. When signing the agreement, it must be noted that the original title certificate must be held by the property owner. Many intermediaries often ask the owner to hand over the house ownership certificate to the intermediary for safekeeping on the grounds of agency convenience, which is extremely unfavorable to the seller.
Editor's summary: When we sell the house, we must pay attention to the above problems. Buying and selling a house is a very important issue. Both buyers and sellers should be vigilant and abide by certain policy requirements.