Are you talking about provident fund loans 120W or 12W? Since your topic is not clear, I'll help you calculate it first. If it is 120W, multiply the result by 10.

According to the latest provident fund loan interest rate of 3.25% on 20 15 years124 October, the loan 12W has a term of 20 years.

If the repayment is made according to the same amount, the repayment will be 825 yuan in the first month, with a monthly decrease of 1 ~ 2 yuan, and 50 1.35 yuan in the last month, with interest of 39 162.5 yuan and total repayment of 1.59 162.5 yuan.

If the principal and interest are repaid in equal amount, the monthly repayment is 680.63 yuan, and the interest is 43,352.38 yuan, so the total repayment is163,352.38 yuan.

There are many loan calculators on the Internet, and you can also search by yourself.