There are no more restrictions on shops than houses, and the quota can generally be 50%. 1 real estate: mainly the real estate in the sixth district and Chang 'an District of Xi City, which requires clear property rights. 2. Both husband and wife of the property owner have received credit information, and their liabilities are up to standard. 3. According to the requirements of national policies, the use of funds is business, and the property owner or spouse is required to have actual business, be a legal person or shareholder, the company is operating well, and there is no abnormality in running water and financial reports. This is a standard part! Different banks have different processing procedures. The basic process is as follows: a. Credit investigation; B, information collection; C. visiting abroad; D. apply for approval from the head office; Other loans issued by the Housing Authority. Annualized 3.85%

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