CITIC, Xingye, Postal Savings and Industry and Commerce all have many mortgages, and many banks have real estate mortgage loans. The requirements of real estate mortgage loan for real estate: the property right of the house should be clear, meet the listing and trading conditions stipulated by the state, and can enter the real estate market without other mortgage; The age of the house (calculated from the date of completion of the house) and the loan period cannot exceed 40 years; Mortgaged houses are not included in the local urban reconstruction and demolition plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments.