Huaxia Bank has a product called Longhui Loan, and many SME owners are very interested in this product. This product is also very suitable for enterprise applications and can be handled online. Small and micro enterprises can apply anytime and anywhere according to the situation. Today, let's make a brief introduction.

I. Introduction of Longhui Loan

This product is enterprise credit loans of Huaxia Bank. Provide online personal business loans for small and micro business owners and individual industrial and commercial households nationwide, with a maximum amount of 500,000, which can be recycled.

Second, the application conditions

1. At present, there are no more than five banks applying for loans;

2. At present, there are no overdue or bad debts, good reputation, no cases in execution by enterprises and individuals, no dishonesty, and no major administrative punishment;

3. There shall be no overdue records for 6 times or 3 consecutive times in the past 2 years;

4. The product also requires the number of inquiries, and the number of inquiries in the past 3 months shall not exceed 5 times;

5. The debt ratio should not be too high, and the total credit loan is less than or equal to 6,543.8+0,000 or the external guarantee is less than 6,543.8+0,000;

6. Holding shares for more than 6 months or new shares must be held for 6 months;

7. There can be no loan from Huaxia Bank in any form;

8. Enterprise registration time > =2 years;

9. The billing time is longer than 18 months, and the billing amount in the last 12 months is > = 500,000;

10, other requirements of Huaxia Bank.

Third, enter the city.

Jiangsu, Guangdong (except Shenzhen), Zhejiang (except Ningbo), Shandong (except Qingdao), Anhui, Zhengzhou, Beijing, Dalian, Shanghai and Xiamen. , the specific opening of the city can consult the bank staff.

Banking policies in different regions are different, so it is recommended that enterprises go directly to the bank for details.