1. The repayment shall be made on the repayment date agreed in this contract. I apply to the loan handling department with the original and photocopy of my ID card and the original loan contract. 2. If the repayment date is not agreed in the contract, you can apply to the loan handling department with the original and photocopy of your ID card and the original loan contract, and the loan handling personnel will go through the prepayment formalities according to the agreed repayment date (the latest repayment date is the fourth working day after the appointment).

Legal objectivity:

Article 530th of the Civil Code stipulates that the creditor may refuse the debtor to perform the debt in advance, except that the performance in advance does not harm the interests of the creditor. The expenses incurred by the creditor due to the debtor's early performance of the debt shall be borne by the debtor. Article 677 Where the borrower repays the loan in advance, unless otherwise agreed by the parties, the interest shall be calculated according to the actual loan period. Measures for the administration of commercial student loans Article 23 The borrower and the borrower shall clearly stipulate the repayment method and repayment plan in the loan contract. The lender may grant the borrower a certain grace period according to the situation, during which the principal will not be repaid, or capitalize the interest generated during the school period according to the borrower's difficulty. The borrower began to repay the loan the next month after leaving school. The loan can be repaid monthly, quarterly or annually, and the interest can be paid off together with the principal, or it can be paid off in one lump sum when the loan expires.