The conditions and requirements for applying for SME loans from different banks are different, and the provisions of the loan bank shall prevail. In the case of Ping An Bank, we provide small and micro loans on behalf of small and micro enterprises, small and micro business owners, individual industrial and commercial households and other business operators. The application conditions are as follows:

1, has full capacity for civil conduct, has no bad credit record for himself and his family, and has no overdue loan in the current period;

2. Should have permanent residence or valid residence status within the jurisdiction allowed by the bank, and have a fixed residence in the local area;

3. The family net assets are not less than 500,000 yuan (family net assets include family financial net assets and family net assets in kind (movable and immovable property));

4. The enterprise has actually operated for more than 2 years (including 2 years), and its operation is stable; Need to have at least 3 years of industry experience;

5, the enterprise approved by the administrative department for Industry and commerce registration, and go through the annual inspection procedures; It has a fixed domicile and business premises, operates legally, and its production and operation conform to national laws and regulations, industrial policies and environmental protection.

Requirements, the current loan is not overdue;

6. Other conditions stipulated by the bank.

Tips: For details, please contact the local small micro account manager of Ping An Bank for consultation.

Reply time: 202 1-07-23. Please refer to the latest business changes announced by Ping An Bank in official website.

[I know Ping An Bank] Want to know more? Come and watch I Know Ping An Bank ~

/paim/iknow/index.html