The monthly interest rate of Huizhou automobile mortgage is between 0.85%- 1.65%. If the customer has a job and income, and there is not much problem with credit investigation, it is possible to apply for a monthly interest of 0.85%, which is less than 100 yuan per 10,000 yuan, which is relatively low in auto mortgage.
The actual interest rate of car loan is set by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. Generally, customers with excellent conditions can enjoy the benchmark interest rate or float down 10%, while ordinary customers need to float up 10% on the basis of the benchmark interest rate.
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