Yes. Pay attention to the following points.

1. Choose formal financial institutions, banks, trust companies, etc., and avoid choosing some bad financial institutions to avoid being cheated.

2. Before applying for a loan, you need to understand the loan interest rate and repayment method in order to make a repayment plan.

3. Improving your credit score can increase your loan success rate. You can improve your credit score by repaying on time, increasing your income, etc.

4. Choose an appropriate loan amount based on your actual situation, and do not exceed your repayment ability.