You can't borrow money from a bank just by relying on the real estate license. You also need to show the applicant's ID card, land certificate, household registration book, income certificate, purchase contract and other materials to confirm the applicant's identity and repayment ability.

How to get a bank loan with real estate license;

1. Applicants who use real estate license loans must meet certain age requirements (18 years old and under 65 years old) and have full capacity for civil conduct.

2. The applicant first goes to the bank to apply for a loan with the real estate license, ID card and household registration book, and then waits for the bank's review.

3. After approval, the bank will give a mortgage loan application form for real estate license and fill it out one by one as required.

4. After filling it out, the bank staff will review it, and if there is no problem, it will be submitted to the upgrade department for review.

5. After the approval, the bank will ask the applicant to sign at the bank, and then get the loan voucher and repayment amount list.

6. Wait for the bank loan, but after receiving the bank loan, you should repay it on time, preferably not overdue.

7. After repayment, you should take the relevant information to the bank to get back your real estate license. Of course, if economic conditions permit, it is best to repay in advance, which can also save some interest.