Veteran Entrepreneurship Loan Application Process:
Step 1: With your retirement certificate, apply to the labor and social security department of the street (township) where the entrepreneur operates;
The second step: After preliminary review by the sub-district (township) labor and security department, recommend it to the guarantee institution at or above the county level;
The third step: The guarantee institution examines the borrower’s loan qualifications and Eligible projects will go through loan guarantee procedures in accordance with regulations;
The fourth step: the borrower applies to the bank for a small guaranteed loan with loan information;
The fifth step: the bank checks the loan information Conduct reviews and issue loans in a timely manner to those that meet the conditions;
Step 6: The borrower repays the loan in full and on time as stipulated in the contract until the loan is paid off.
Application amount:
1. The amount applied for an interest-free loan is generally less than 100,000, but the local government needs to provide a guaranteed loan.
2. The amount of subsidized loan applied for: deferment
The maximum loan amount for self-employment shall not exceed 50,000 yuan.
If a partnership or organization is established to start a business and is registered with the industrial and commercial administration department, small guaranteed loans can be appropriately expanded based on the number of people in the partnership (organization), business projects, Dashu's loan repayment ability, credit status and other specific circumstances. Scale, the maximum limit shall not exceed 200,000 yuan. For labor-intensive enterprises identified by relevant departments, the loan amount will be determined based on the actual number of employees, with a maximum of no more than 2 million yuan.