It is generally known to loan practitioners that when affiliated companies are involved in litigation, no matter what type of litigation is involved and how much the subject matter is, when handling mortgage loans, most banks have to check their connections and are not allowed to enter.

Enterprise credit is based on the bill and tax payment of the applicant enterprise, which comprehensively evaluates the operating status and profitability of the enterprise, and then infers the repayment ability of the enterprise. Then, by reviewing the personal credit information of the legal person, the debt situation, overdue situation and inquiry times of the legal person are taken as the comprehensive audit basis. Moreover, the current companies are generally limited liability companies, but they look down on legal persons or other affiliated companies under the names of shareholders. As long as it is not implemented, the current loan dispute will have little impact.