5.2%。 Many banking institutions in Dongying generally lowered the interest rate of individual housing loans, with some banking institutions charging 4.9% for the first home loan and 5.2% for the second home loan. Dongying, also known as Oil City, is a prefecture-level city in Shandong Province, People's Republic of China (PRC). It is located in the northeast of Shandong Province, at the mouth of the Yellow River, the central city of the Yellow River Delta in China and an important oil base in China.