Online loan, the abbreviation of online loan, refers to the general term for lending through the network, sometimes including online and offline loans, personal peer-to-peer lending (P2P peer-to-peer lending) and the network. Peer-to-peer online lending refers to direct lending between individuals through the Internet platform, which is a subclass of the Internet finance (ITFIN) industry. Due to irregular management, up to now, the online lending platform has been banned by many provinces, and it is believed that the online lending platform will transform or withdraw from the online lending industry in the future.
Second, what are the online lending platforms?
There are many online lending platforms, but I exaggerate that Xiaoman is the most reliable one I use! When I was a child, I had little chance to eat hamburgers, so I made a wish to open a hamburger shop when I grew up. Now, as I wish, Du Xiaoman is one of the helpers to satisfy my wish! Because when I opened this burger joint, I don't have much money, so I want to get a loan. I first checked the amount of the other two loans, either the amount was too low or the interest rate was too high. Finally, I checked the amount of a small full loan, which was the most suitable, so I only got a small full loan in the end.
Third, the names of all online lending platforms.
Don't think about borrowing money from online loans. This is a harmful platform. As long as you borrow it, it's hard to get it out. All your hard-earned money will be absorbed by them, and you will only get deeper and deeper.
Four. Names of all online lending platforms
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Only account management does not charge debit card management fee.
However, it does not rule out that after a few years, sleep debit cards that have not been used for a long time will have behaviors such as deposit and withdrawal or consumption when charging, and basically will not.
China CITIC Bank:
CHINACITICBANK, formerly known as CITIC Industrial Bank, was established in 1987. At the end of 2005, it was changed into one of the national commercial banks, headquartered in Beijing.
The major shareholder is China CITIC Company Limited. LbaoVizcayaArgentaria bought a 5% stake in CITIC Bank with a capital of 5,065,438+0,000 euros (about HK$ 5.02 billion), and may also choose to increase the shareholding ratio of CITIC Bank until April 27, 2007, when CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with more than 65,438+06,000 employees and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
On May 9, 2020, the Consumer Rights Month of China Banking Regulatory Commission, CITIC Bank violated the principle of confidentiality for depositors without providing personal bank account transaction details to customers themselves. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.
Create background:
At the end of 1984, with the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Corporation), wrote to the Central Committee specifically, requesting to set up a bank under CITIC Corporation to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will start banking business first to prepare for the establishment of the bank.