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Beijing has a house without a loan. Can I withdraw the provident fund?
Yes, people who buy first-hand or second-hand houses or are going to use land acquisition compensation to purchase houses to increase their housing area, people who need to pay rent (they need to apply within the lease contract period), people who build their own houses (they need to apply within the validity period of examination and approval), people who rebuild, add or overhaul their houses (they need to apply within the validity period of examination and approval) and spouses of property owners who own houses can partially withdraw the housing provident fund. Retirees who have completely lost their ability to work and terminated their labor relations with their units (or have reached the legal retirement age), those who moved out of this city and terminated their labor relations with their units, those who have left the country to settle down, unemployed people who are not registered in this city and terminated their labor relations with their units, men who have reached the age of 45 and women who have been unemployed for more than two months 12, and the heirs and legatees of those who have died or been declared dead can apply for cancellation of their households to withdraw the housing provident fund. In addition, employees who meet the conditions of provident fund withdrawal can also withdraw housing provident fund.

Those who meet the above extraction conditions need to fill in the extraction application form and apply to the unit. The unit adds comments and seals to the application form, and then goes to the bank with the application form and relevant certification materials to go through the extraction audit procedures. There is no limit to the number of withdrawals, and you can withdraw money without a loan.