1. The mortgage is evaluated according to your comprehensive qualifications, as well as your income, liabilities, credit history and repayment ability. Will consider it comprehensively. Other outstanding loans may affect the approval of mortgage loans, but whether they can be approved depends on the actual results of the loan handling bank.

2. The conditions for Ping An Bank to apply for housing mortgage loans are as follows:

① Age 18-65 (inclusive), borrower's age+loan period ≤70 years;

(2) China citizens, Hong Kong, Macao and Taiwan people and other foreigners with valid identity documents (Hong Kong, Macao and Taiwan people and other foreigners in China also need to provide proof that they have worked in China for more than 1 year and a commitment letter that they have no other housing in China);

3 have a stable and legal job;

④ No bad credit record.

You can log in to Ping An Pocket Bank APP- House-Loan-Mortgage to buy a house and try to apply.

Reply time: 2020- 12-2 1. Please refer to the latest business changes announced by Ping An Bank in official website.

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