It goes without saying that everyone can understand the importance of identity cards. At the same time, the loss of identity cards happens from time to time in life, especially now that the network is relatively developed. Once the ID card information enters the network, it is easy to spread and spread, and may be used by criminals for illegal purposes. Then, if I lose my ID card, what should I do if I find someone else's loan?

I lost my ID card. What should I do if I get a loan from someone else?

1 reported the police in time. If someone applies for a loan with their ID card, it will infringe on their legitimate rights and interests. You should report the case to the police as soon as possible and fully cooperate with the police investigation.

Never repay this loan. The Ministry of Public Security has made it clear that citizens do not need to report the loss and make a newspaper statement after losing their ID cards. If the resident ID card is lost and used by others, the user and the examination department shall bear corresponding legal responsibilities, and the person who loses the ID card shall not bear any responsibilities.

Check your bank card and mobile phone number, because in the process of applying for a loan, the borrower needs to submit his bank card and real-name mobile phone number. Even if you find an abnormal bank card, don't choose to cancel it immediately, but keep the information of this bank card as evidence.

4 If it affects your credit information, you should be clear about your credit information. If someone fraudulently uses his own identity documents, which will affect his credit report, the person who lost the documents can ask the financial institution for clarification. If the financial institution refuses to clarify, the person who lost the certificate can bring a lawsuit to the court.

It should be reminded that all information inquired by loan companies and individuals should be properly kept after discovery. Because you need this whether you file a case or go to court to defend your rights. If you need to continue to defend your rights, this information must be available.