From 20 14,165438+122, the benchmark interest rates for RMB loans and deposits of financial institutions will be lowered.

The benchmark interest rate for one-year loans of financial institutions was lowered by 0.4 percentage points to 5.6%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.75%. At the same time, the upper limit of the floating range of deposit interest rate of financial institutions is adjusted from 1. 1 times of the benchmark deposit interest rate to 1.2 times. The benchmark interest rates of other grades of loans and deposits are adjusted accordingly, and the term grades of benchmark interest rates are appropriately degenerate.

Loan interest rate table:

Extended data:

1, 2014 65438+1October1-65438+1October 2 1, and the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: within 6 months (inclusive) 5.6. 6 months to 1 year (including 1 year) 6%; 1-3 years (including 3 years) 6.15%; 3-5 years (including 5 years) 6.4%; More than 5 years, 6.55%;

2.20 14,165438+1October 22-65438+February 3 1, and the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 5.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.6%; 1-3 years (including 3 years) 6%; 3-5 years (including 5 years) 6%; More than 5 years, 6. 15%.