1, providing true information. If mortgage buyers provide false materials to the bank, it may have a serious impact: it will affect the bank's audit, and it will be impossible to issue loans and realize the dream of living; What's more, it may be because individuals provide false materials, which leads to the inability to apply for mortgage loans, which leads developers to require buyers to bear the liability for breach of contract for overdue delivery of mortgage materials and pre-sale contracts of commercial housing, and pay a considerable amount of liquidated damages.

2. Don't sign the "cross-default clause". Under normal circumstances, do not sign a "cross-default clause" with the developer. If you must sign or have signed similar terms, you must pay attention to timely repayment to avoid the situation that developers buy back or dispose of mortgage collateral because of personal default repayment.

3. Rental of mortgaged houses shall fulfill the obligation of informing. If the house purchased by the purchaser with mortgage loan is rented during the loan period, the lessee shall be informed in writing of the fact that the house is being repaid and mortgaged. Only when the property buyers fulfill the obligation of informing, if the bank exercises the mortgage right due to the failure to repay the loan, the property buyers can be exempted from the liability for compensation to the lessee.

4. Earnestly fulfill repayment obligations and prevent banks from recovering loans in advance. The borrower shall perform its obligations in strict accordance with the repayment time and amount agreed in the loan contract. If you really need to repay in advance, you should do the relevant work in advance to avoid causing losses to yourself.