1. When buying a second-hand house, carefully verify the real estate information, including the real estate license, land certificate and other related documents to ensure authenticity and validity. At the same time, we should carefully read the second-hand housing transfer contract and its attachments and check them carefully.
2. To confirm whether the owner of the house is consistent with the seller, you can check the ownership of the house through the Housing Authority or the real estate registration center.
3. Verify whether the loan information provided by the seller is true and effective through banks, notary offices and other channels.
4. It is clearly stipulated in the house purchase contract that if the seller cancels the loan due to false information and other reasons, it shall bear the liability for breach of contract and compensate the buyer for the losses suffered as a result.
If the buyer wants to apply for a loan, he can sign a relevant agreement with the buyer when signing the contract, clarify the buyer's loan responsibility and ask the buyer to provide a guarantee. If the buyer can't provide a guarantee, he can ask the buyer to pay a certain deposit to ensure that the buyer can fulfill his contractual obligations.
6. If the buyer cancels the loan after the transfer of the second-hand house, he can bring a lawsuit to the court, asking the seller to bear the corresponding liability for breach of contract and return the paid house price.
The above steps can help avoid the risk that the buyer cancels the loan after the second-hand house is transferred.