According to Article 14 of the Measures for the Administration of Automobile Sales, suppliers and dealers shall not restrict consumers' residences, suppliers and after-sales service providers who provide consumers with auto parts, supplies, finance, insurance, rescue and other products, except for the "three guarantees" service of household automobile products and the accessories and services used when the recall is undertaken by suppliers. When selling cars, dealers shall not force consumers to buy insurance or provide services such as vehicle registration on their behalf.
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Article 11 of the Insurance Law of People's Republic of China (PRC) shall be concluded through consultation, and the rights and obligations of each party shall be determined in accordance with the principle of fairness. Unless insurance is required by laws and administrative regulations, an insurance contract is concluded voluntarily.
Article 13 An insurance contract is formed when the applicant requests insurance and the insurer agrees to underwrite it. The insurer shall issue an insurance policy or other insurance certificate to the applicant in time. An insurance policy or other insurance certificate shall specify the contents of the contract agreed by both parties. The parties may also agree to clarify the contents of the contract in other written forms. An insurance contract established according to law shall take effect upon its establishment. The applicant and the insurer may attach conditions or time limits to the validity of the contract.
Baidu Encyclopedia-Measures for the Administration of Automobile Sales