House mortgage loan processing fees generally include mortgage processing fees, registration fees, file utilization fees, etc. How much housing mortgage loan fees are charged depends on which bank the loan is from. Generally, mortgage companies charge around 1,500-2,000; however, if the mortgage fee is charged by an intermediary company, the mortgage fee will generally be "loan amount * 1.2%" .
However, there are also cities that have clear regulations on the charging standards for various parts of housing mortgage loan handling fees. Taking Hengyang City as an example, the fees required for housing mortgage loans are: 1. Mortgage handling fees (1) Residential Mortgage handling fee: 0.3%; (2) Non-residential mortgage handling fee: 0.2%; (calculated based on the mortgage amount); 2. Registration fee: (1) Residential: 80 yuan/unit; (2) Non-residential: 550 yuan /room; 3. File utilization fee: 40 yuan/case.
(The above answer was published on 2013-10-08, please refer to the actual current home purchase policies)
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