Is the Pudong Credit Card applied for on WeChat a good card? How about the credit card of Shanghai Pudong Development Bank?

Is the Pudong Credit Card applied for on WeChat a good card? How about the credit card of Shanghai Pudong Development Bank?

Not bad.

General joint-stock commercial banks have relatively low credit card application threshold and high application rate.

Pufa credit card is also a better card.

Is the Pudong Credit Card applied for on WeChat a good card? How about Pudong Development Credit Card?

Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.

Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate; 5. Proof of assets such as real estate and vehicles under the name of the individual; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.

Is the credit card of Shanghai Pudong Development Bank good?

Credit card withdrawal conditions of Shanghai Pudong Development Bank:

1, and the card holding time is more than half a year.

If the credit card has been held for less than half a year, the general application for withdrawal will not be approved; It needs to be used for more than half a year to successfully raise.

2. The number of swipes should be more and the amount should be higher.

If you don't use credit cards often, or if the amount spent by swiping your card every month is relatively low, the general withdrawal application is not easy to be approved, and the bank will think that the cardholder does not need a larger amount.

3. The proportion of online transactions should not be too large.

Although cardholders often spend money by swiping their cards, they spend more time shopping online, accounting for a large proportion. Online transactions, wholesale transactions, purchase of home improvement building materials, cash withdrawal by credit card, transfer, payment of property fees, utilities, etc. Banks usually don't use these transaction types that are not integral as a reference to judge cardholders' consumption habits.

4. The quota requirements should not be too high.

The limit requirement is too high, which does not match the cardholder's financial situation. The bank knows the cardholder's income and some property certificates, and will ask the cardholder to submit these materials when handling the card. If the amount to be withdrawn is too high, the bank will think that the cardholder will have repayment risk, so it will not be approved.

5. There can be no record of overdue repayment.

If the cardholder has a credit card overdue repayment, the bank has low trust in the cardholder and it is easy to withdraw cash.

How about a bank credit card? What kind of Pudong Development Credit Card does Alipay apply for?

Card friends who often travel by air can choose to apply for Shanghai Pudong Development Bank Eastern Airlines Card or JAL Co-branded Card. This series of cards have air mileage, which can be redeemed for air tickets after accumulating a certain mileage. This not only meets your daily credit card needs, but also enjoys the special discount of redeeming air tickets.

If you often go shopping in the supermarket or refuel in the car, you can apply for the accelerated points card of Shanghai Pudong Development Bank. The points of this series of cards accumulate quickly. There are also Shanghai Pudong Development Bank McDougall Card and China Mobile Co-branded Card. Specifically, it is based on your own consumption habits.

How about Pudong Development Credit Card?

Each credit card has a different purpose, as long as it meets its own needs.

Credit card application conditions:

1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as bank deposits, real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate;

8. Provide two contacts.

The first three conditions must be met. Try to provide 4-8 pieces of supporting materials, which can specifically include the following information, be as selective as possible, ensure the smooth passage of the audit and increase the amount of information.

Materials and certificates to be provided when handling:

1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;

3. If it is a private owner, in addition to the above information, it is also required to provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date.

If you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.

How does Shanghai Pudong Development Bank credit card apply for dream money with WeChat?

You need a "Youth Card" to apply, but you can't apply on WeChat. You can only apply for a "universal gold" on WeChat, or you can directly call customer service to apply for a "dream gold".

How to apply for Pudong Development Credit Card through WeChat?

Search for "Shanghai Pudong Development Bank Credit Card" on the WeChat public platform and pay attention.

In the middle position below, "I want to apply for a card", click in and fill in your personal information as prompted.

Su Can loan insurance to apply for Pudong Development Credit Card?

Credit card application conditions

China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable source of income and have a good credit standing can apply for a bank credit card with their valid identity documents.

The materials to be provided are as follows:

1. Identity information: copy of resident ID card or military officer's card; Compatriots from Hong Kong and Macao are required to provide copies of travel permits to and from the mainland and residence certificates for more than one year; Foreigners can provide copies of passports and residence permits for more than one year.

2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).

3. Auxiliary materials for applying for a credit card: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original proof of telephone, water, electricity and gas charges in the last three months of the current residence, etc.

How does Shanghai Pudong Development Bank credit card WeChat receive credit card payment?

Don't talk nonsense I am the card manager of Shanghai Pudong Development Bank. Minsheng Bank, industry and commerce, construction and transportation all charge fees, but the SMS notification of Shanghai Pudong Development Bank's credit card is completely free, which is one of our competitive advantages.

Agricultural Bank credit card can be accessed, but Pudong Credit Card can't.

If the credit card is overdrawn, it is not good to deposit it in the credit card. Although it is your own money, you still have to charge a handling fee to take it out.

Which bank has a good credit card?

Credit cards of China Merchants Bank, Bank of China, China Construction Bank, Bank of Communications and Agricultural Bank are all good. A large number of cardholders are welcomed by credit card users. There are many discounts, professional service, quick cash withdrawal and many points. The characteristics of these bank credit cards are as follows:

1, China Merchants Bank Credit Card

Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.

2. CCB Credit Card

In recent years, the number of cards issued by CCB has been rapid, once surpassing that of ICBC, and most of them are low-limit credit cards. Fixed withdrawal application is cancelled, and the system is changed to self-withdrawal. The temporary quota is still quite high, and the overall service experience is not bad in major banks.

The advantage of CCB credit card is that the preferential price is biased towards Haitao. If you often go to Haitao, you can get a CCB card first. In addition, CCB, as one of the four state-owned banks, has a low installment fee, which is a good choice for installment consumption.

3. Bank of Communications Credit Card

I often recommend the Y-power card of Bank of Communications to my friends, and the withdrawal amount is 100%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.

The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.

4. China Bank Credit Card

There are many Bank of China, and I prefer Haitao. If there are many sea scouring, it is strongly recommended to start with the Bank of China card, because the Bank of China card is the most and best activity of sea scouring in all banks, and there are cash back and reduction activities from time to time.

5. China Agricultural Bank Credit Card

Agricultural Bank of China represents the characteristics of state-owned banks: it is difficult to approve cards, even if there is a house and a car, it is still difficult to apply for cards, and the counter review is slow. However, it can't be said that it is not good at all. Agricultural Bank of China's credit card is characterized by Watson's Saturday activities every year, and 60 yuan's reduction 120 yuan is considerable.

Key points for handling credit cards:

Purpose, application threshold, enjoyment of rights and interests, currency of amount, installment interest, interest-free period, etc. Finally, choose a credit card that suits you.

enjoy rights and interests

Credit card rights are directly related to your actual interests. Common rights and interests include free handling fee, free transaction fee, high aviation accident insurance, free annual fee and so on. In addition to these basic rights and interests, it depends on the number of local preferential activities and the value of points.

Run a local bank

Cards with many local activities: A large part of the reason for getting a credit card is to enjoy activities. The more cards there are in local banks, the more activities there will be. So don't apply for a credit card without a local bank, otherwise it is basically equivalent to missing the event.

Which bank has a better credit card?

The better credit cards are China Merchants Bank, Bank of Communications, Industrial and Commercial Bank of China, China Construction Bank and China Bank.

1, "China Merchants Bank Credit Card": suitable for friends who value service over points. This kind of credit card not only has many kinds of cards and beautiful design, but also has low application threshold, permanent and effective points and convenient repayment. However, one credit card in 20 yuan is not counted as zero, and the credit policy is very inhuman. The interest-free period is 18 days, which is the shortest among all card issuers. You can call customer service at 800-820-5555 and 95555 for detailed inquiry.

2. "Bank of Communications Credit Card": Suitable for friends who often buy household appliances (Suning Card can enjoy double Suning points). The credit card application threshold is low, the withdrawal is fast, and the interest-free period is 56 days. With YP card, you can 100% cash withdrawal, but the credit card installment operation is cumbersome and the points are not permanently valid. The total consumption of all cards will not be automatically counted, so it needs to be repaid separately. You can call customer service at 800-988-8888 and 95559 for detailed inquiry.

3. "China Industrial and Commercial Bank Credit Card": Suitable for friends who don't have local joint-stock commercial banks and often like to withdraw cash by overdraft. This credit card is the bank with the largest number of outlets in China at present, and it can be withdrawn unlimited times, and there is no handling fee for local cash withdrawal. Different brands of international cards have independent quotas. However, this kind of credit card not only has high application threshold, but also has poor service attitude of branches. Without 800 telephones, 400 pages are not open to individual users. You can call customer service at 95588 for detailed inquiry.

4. "China Construction Bank Credit Card": Suitable for friends who don't have joint-stock commercial banks locally. Compared with the other three state-owned banks, this credit card has a lower application threshold, and the minimum repayment supports overdraft withdrawal. Credit cards, on the other hand, are generally low in amount and slow in cash withdrawal, and will not automatically count the total consumption of all cards, so they need to be repaid separately. You can call customer service at 800-820-0588 for detailed inquiry.

5. "China Bank Credit Card": It is suitable for collecting Olympic cards. This credit card is the earliest credit card issuer in China, and overdraft can be counted as points. However, the cancellation of this credit card has to go to the business outlets, and Alipay is not supported. Great Wall International only uses 800 credit cards, and overdraft withdrawal does not support the minimum repayment amount. You can call customer service telephone numbers: 400-669-5566, 800-820-5288 (international card) and 95566 for detailed inquiry.

Select comments:

1, select the appropriate card issuer.

The first step in choosing a credit card is to choose a suitable credit card issuer. Some credit card issuers have many preferential activities, and it is easy to apply for credit cards and issue cards. And some credit card issuers are just the opposite.

2. It is more convenient to cancel the card.

It is better for the credit card issuing bank to have a credit card outlet in the city where the address of the habitual residence is located, so it is more convenient to apply for and apply for a credit card. Otherwise, it is easy to apply for a credit card, and it is more troublesome to cancel it.

Get a credit card. Which bank is better?

1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.

2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

So much for a good introduction of WeChat credit card.