No, you can only spend money in shopping malls. The premise of buying a car with a loan is. 1 Do you have a fixed account? If you have a regular job. That's enough. The guarantor must have these. You go to the garage and bring your ID card and household registration book. Personal income certificate. If you have a real estate license, just bring a copy. Generally, the bank will conduct the audit from 7 days to 10 days. After that, you can get a loan. If the interest rate of the auto financing company is relatively high, the most important thing is that it is difficult for you and the guarantor bank to get loans. If you buy it with a loan, you have to pay 20 thousand yuan plus purchase fee insurance, which is about 30 thousand.
Second, how to use the Bank of Communications credit card loan to buy a car?
1, choose your favorite model in the 4S shop cooperated by Bank of Communications;
2. Contact the Credit Card Center of Bank of Communications, provide relevant information, and ask if you can apply for car purchase by installment with a credit card. If the Bank of Communications gives a clear answer, the card friend can proceed to the next step;
3. Fill in the application form for installment payment of Bank of Communications credit card in the 4S store (the purchased model should be the designated cooperative model), and then the 4S store will fax the application to the credit card center;
After the approval of Bank of Communications, you can pay the down payment in the 4S shop to pick up the car.
Third, how to use the Bank of Communications credit card loan to buy a car?
If you meet the following conditions, you can use the Bank of Communications credit card loan to buy a car;
1, the other party is equipped with a POS machine that can be used for credit card consumption;
2. The consumer's credit card has enough credit limit to spend;
3. Apply for installment repayment after swiping the card. However, it should be noted that after spending by credit card, it should be paid off in time according to regulations.