When the deduction of provident fund fails due to operational errors, it is generally impossible to cancel the declaration automatically and can only be done manually.

The premise of withdrawal is that the loan has been paid off, so there is no way to cancel the housing provident fund loan.

If you have already made a loan and started repayment, you need to go through the prepayment procedures;

If the loan is not lent, you need to go to the management center to apply for loan cancellation.

What is the cancellation of provident fund loans?

Submitting a loan application on the housing provident fund online can be revoked. If it is approved, it will be difficult to cancel it.

The cancellation of provident fund loans is as follows:

First, the loan must be paid off. The steps are as follows:

1. The housing provident fund management center conducts a preliminary examination of the materials submitted by the applicant, including the applicant's qualification, loan amount, loan period, etc. After passing the preliminary examination, the Center will issue a Notice of Collateral Review and Evaluation;

2. The applicant holds the Notice of Collateral Review and Evaluation to the evaluation institution designated by the Center to evaluate the value of the purchased house. Affordable housing does not need to be evaluated;

3. The applicant shall go to the center for loan review with the evaluation report issued by the evaluation institution and the preliminary examination materials required by the center. Qualified, the center issued the "housing provident fund management center entrusted loan investigation notice";

4, the applicant holds the "housing fund management center guarantee entrusted loan investigation notice", in accordance with their own choice of guarantee procedures. If mortgage guarantee is selected, the guarantor shall issue a written guarantee;

If you choose mortgage insurance or third-party guarantee, you should apply for insurance in an insurance company or go through the formalities of entrusted guarantee in a guarantee institution;

5. Sign a loan contract;

6, housing fund management center and the entrusted bank loan agreement;

7, the borrower directly to the housing fund management center to apply for loans, the entrusted industry can collect the borrower's application materials according to the need, unified housing fund management center for approval;

8 housing fund management center approved the amount, duration and interest rate of each loan, and signed an entrusted loan contract with the entrusted bank;

9. According to the entrusted loan contract, the entrusted bank shall go through the loan procedures after signing the Mortgage Contract for Housing Provident Fund Entrusted Loan, the Pledge Contract for Housing Provident Fund Entrusted Loan and the Guarantee Contract for Housing Provident Fund Entrusted Loan with the borrower respectively;

10. The entrusted bank directly transfers the loan to the designated account opened by the seller in the entrusted bank.

2. Can I cancel if I have applied for provident fund to repay the loan in advance but have not paid the fee?

Can I cancel those who have applied for provident fund to repay the loan in advance but have not paid the fee? Provident fund loans have one-time repayment methods: one-time repayment. Many people repay their loans in this way after retirement. After the loan is paid off, if there is still one loan that has not been paid off, the rest will be repaid monthly.

Stop lending for several months: withdraw the balance of the provident fund account and return it to the lender in advance to stop lending for several months. (The time to stop repayment depends on the amount of repayment in advance, but it cannot exceed 12 months. After the repayment period ends, the lender shall continue to repay the loan on a monthly basis. In case of default of interest during the cessation period, the income situation changes during the monthly repayment period (such as illness, childbirth, unemployment, etc.). ) after the end of the non-collection period.

Monthly repayment method: direct repayment from gold every month. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.

Hello,

If it can be revoked, make the information public.

Be surprised at the answer

Please adopt,

Thank you.

Those who apply for housing provident fund and repay in advance can cancel the outstanding loans, but they cannot cancel them.

Satisfied with the answer,

Please adopt,

Thank you.

Apply for provident fund loans, entrust annual repayment, repay loans in advance, and also withdraw housing provident fund business in advance.

Can the provident fund repay the loan in advance? According to Article 24 of the Regulations on Housing Provident Fund Management, provident fund loans can be paid off in advance.

Documents required for advance payment:

Original and photocopy of ID card;

Limited to: loan contract, statement of account, repayment plan, etc. );

Payment card.

Prepayment method

Repay in full in advance, and go through the formalities of prepayment after the loan bank verifies the relevant materials;

Repayment in advance with the loan term unchanged: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is "mortgage insurance" and the mortgage registration has not been handled, the original insurance policy, my ID card and related agreements are required to go to the insurance agreement designated by the city center, and the loan bank will send them to the corresponding sub-centers in time;

The original loan guarantee method is "mortgage insurance" and the borrower with mortgage registration applies for partial repayment in advance and shortens the loan period. The loan bank instructs the borrower to fill in the relevant agreement, and the signed agreement is sent to the corresponding sub-center in time by the loan bank;

If the original loan guarantee method is "mortgage insurance", and it is still within the insurance period, and the mortgage registration has not been handled, the borrower can apply for early repayment and shorten the loan period, which can be handled directly at the guarantee center. One-time prepayment is based on different standards set by provident fund centers around the country. If Beijing Provident Fund adopts free repayment, the borrower only needs to adjust the operation three working days (excluding the repayment date) before the current repayment date, and can handle it after approval. But it can only be adjusted once per issue. Please consult your local provident fund management center for details.

What materials should I prepare to apply for prepayment of provident fund? The materials to be prepared for applying for early withdrawal of provident fund are: application form for housing consumption withdrawal of municipal housing provident fund; Original employee ID card; Original joint card of employee housing provident fund; Prepayment of provident fund loans. (If you can't provide the original, you only need to provide a copy of the above materials, but you need to affix the seal of the loan entrusting bank); Details of prepayment issued by the loan bank and stamped with the seal of the loan bank (repayment details include: name of the repayment person, loan amount, prepayment amount, etc.). ); If the spouse is entrusted, the original and photocopy of the spouse's ID card and marriage certificate shall be provided; If an agent is entrusted to another person, the original and photocopy of the agent's ID card shall be submitted, and the original power of attorney notarized by a notary office shall be submitted at the same time. Note: Loan prepayment process

Can provident fund mortgage be repaid in advance with the balance of provident fund? The housing provident fund can be repaid in advance according to the following procedures: the borrower can repay the personal housing provident fund loan in advance. Early repayment can take the form of one-time repayment of all loan principal and interest or early repayment of part of loan principal.

Handling place: the window designated by the management center or the entrusted bank.

Handling requirements:

1. Application Form for Early Loan Repayment;

2. The identity certificate of the borrower;

3. Other materials required by the management center.

Processing flow:

1. One-time repayment of principal and interest: the borrower provides the necessary materials-approved by the management center or the entrusted bank-and goes through the settlement procedures at the management center or the entrusted bank.

2. Prepayment: The borrower provides necessary materials-determining prepayment amount, calculation method of remaining loan repayment, prepayment date-approval by the management center-signing a change contract with the management center or the entrusted bank-and handling repayment procedures.

Processing time: no more than 5 working days.

Can the balance in the provident fund be repaid in advance? /Provident fund loans can be repaid in advance.

Procedures for repaying the loan in advance:

According to bank regulations, customers need to submit a written application one week to one month in advance to agree on the repayment date;

Then, according to the agreed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into your account for withholding the loan principal and interest according to the requirements of the bank;

Automatic bank deduction;

There is no limit to the number of times a bank repays the loan in advance, and it can pay off the loan in whole or in part.

Some lenders who repay the loan in advance can choose two ways:

Reduce the monthly repayment amount and keep the repayment period unchanged;

Shorten the repayment period and keep the monthly repayment amount unchanged;

Once the application form for prepayment is confirmed by the borrower's bank, it is irrevocable. As a supplementary clause of the loan contract, it has the same legal effect as the loan contract.

After repaying the loan in advance, can I raise the provident fund to see the local provident fund policy? Beijing, having paid off the loan, can also withdraw the provident fund.

Can the balance in the provident fund be repaid in advance? I can't withdraw it in advance until the provident fund loan is issued next month. You can extract them all the first time. Not the second time. If the provident fund is high, you can only withdraw it according to your actual monthly payment of X 12 months. The prepayment shall be made one year after the mortgage payment, and the liquidated damages shall be paid. Have the opportunity to repay twice in advance.

3. Can I cancel those who have applied for provident fund to repay the loan in advance but have not paid the fee?

Can I cancel those who have applied for provident fund to repay the loan in advance but have not paid the fee? Of course.

There are three repayment methods for provident fund loans:

One-time repayment method: withdraw the balance of the provident fund from the housing provident fund account and make one-time repayment. Many people repay their loans in this way after retirement. After repayment, if there are still outstanding loans, the remaining loan principal and repayment period will be recalculated to determine the future monthly repayment amount.

Stop repaying the loan for several months: withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months. (The time to stop repayment depends on the amount of repayment in advance, but it cannot exceed 12 months. After the repayment period ends, the lender shall continue to repay the loan on a monthly basis. The interest owed during the suspension period is not subject to penalty interest or compound interest, and will be deducted from the monthly repayment after the suspension period. Some property buyers have changed their income at a certain stage (such as illness, childbirth, unemployment, etc.). ), and they often use this way to repay the loan.

Monthly repayment method: directly withdraw the provident fund from the provident fund account every month to repay the loan. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.

Hello, if you can cancel, just take the information to the provident fund center or the bank. Satisfied with the answer, please accept it, thank you.

Those who apply for housing provident fund and repay it in advance can cancel it. No, the repaid loan is irrevocable. Satisfied with the answer, please accept it, thank you.

Will the prepayment part of the provident fund loan entrusted with annual repayment be repaid? Guidelines for Early Repayment of Housing Provident Fund Business (Trial) Employees who have signed the "Shenzhen Housing Provident Fund Repayment Entrustment Agreement" will repay part or all of their personal housing loans in advance in the loan bank during the monthly repayment entrustment period.

Can the provident fund repay the loan in advance? According to Article 24 of the Regulations on Housing Provident Fund Management, provident fund loans can be paid off in advance.

Documents required for advance payment:

Original and photocopy of ID card;

Proof of loan account number (including but not limited to: loan contract, statement, repayment plan, etc.). );

Payment card.

The prepayment method is as follows:

Repay in full in advance, and go through the formalities of prepayment after the loan bank verifies the relevant materials;

Repayment in advance with the loan term unchanged: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is "mortgage insurance" and the mortgage registration has not been completed, you need to go to the insurance company designated by the city center with the original policy, your ID card and relevant agreements to go through the formalities of reducing the insurance, and the final agreement should be sent to the corresponding sub-center by the loan bank in time;

If the borrower who chooses "mortgage insurance" as the original loan guarantee method and has completed the mortgage registration, and the borrower who chooses "non-mortgage insurance" applies for partial repayment in advance and shortens the loan term, the loan bank shall instruct the borrower to fill in the relevant agreement, and the signed agreement shall be sent to the corresponding sub-center in time by the loan bank;

If the original loan guarantee method is "mortgage insurance", and it is still within the insurance period, and the mortgage registration has not been handled, the borrower can apply for early repayment and shorten the loan period, which can be handled directly at the guarantee center. There is no time limit for one-time prepayment. However, due to the different standards set by different provident fund centers, if Beijing provident fund adopts free repayment, the borrower only needs to make adjustments three working days before the current repayment date (excluding the repayment date) and can handle it after approval. But it can only be adjusted once per issue. Please consult your local provident fund management center for details.

What materials should I prepare to apply for prepayment of provident fund? The materials to be prepared for applying for early withdrawal of provident fund are: application form for housing consumption withdrawal of municipal housing provident fund; Original employee ID card; Original joint card of employee housing provident fund; Prepayment of provident fund loans. (If you can't provide the original, you only need to provide a copy of the above materials, but you need to affix the seal of the loan entrusting bank); Details of prepayment issued by the loan bank and stamped with the seal of the loan bank (repayment details include: name of the repayment person, loan amount, prepayment amount, etc. ); If the spouse is entrusted, the original and photocopy of the spouse's ID card and marriage certificate shall be provided; If an agent is entrusted to another person, the original and photocopy of the agent's ID card shall be submitted, and the original power of attorney notarized by a notary office shall be submitted at the same time. Note: Loan prepayment process

Can provident fund mortgage be repaid in advance with the balance of provident fund? The housing provident fund can be repaid in advance according to the following procedures: the borrower can repay the personal housing provident fund loan in advance. Early repayment can take the form of one-time repayment of all loan principal and interest or early repayment of part of loan principal. Handling place: the window designated by the management center or the entrusted bank. Requirements: 1. Application form for prepayment of loan; 2. The identity certificate of the borrower; 3. Other materials required by the management center. Processing flow: 1. One-time repayment of principal and interest: the borrower provides the necessary materials-approved by the management center or the entrusted bank-to go through the settlement procedures at the management center or the entrusted bank. 2. Prepayment: It takes no more than 5 working days for the borrower to provide necessary materials-prepayment amount, calculation method of remaining loan repayment, prepayment date-approval by the management center-signing a change contract with the management center or the entrusted bank-to handle repayment procedures.

Can the balance in the provident fund be repaid in advance? /Provident fund loans can be repaid in advance. Procedures for prepayment: According to bank regulations, customers need to submit a written application one week to one month in advance to agree on the repayment date; Then, according to the agreed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into your account for withholding the loan principal and interest according to the requirements of the bank; Automatic bank deduction; There is no limit to the number of times a bank repays the loan in advance, and it can pay off the loan in whole or in part. Some borrowers who repay the loan in advance can choose two ways: reducing the monthly repayment amount and keeping the repayment period unchanged; Shorten the repayment period and keep the monthly repayment amount unchanged; Once the application form for prepayment is confirmed by the borrower's bank, it is irrevocable. As a supplementary clause of the loan contract, it has the same legal effect as the loan contract.

After repaying the loan in advance, can I raise the provident fund to see the local provident fund policy? Beijing, having paid off the loan, can also withdraw the provident fund.

Can the balance in the provident fund be repaid in advance? I can't withdraw it in advance until the provident fund loan is issued next month. You can extract them all the first time. Not the second time. If the provident fund is high, you can only withdraw it according to your actual monthly payment of X 12 months. The prepayment shall be made one year after the mortgage payment, and the liquidated damages shall be paid. Have the opportunity to repay twice in advance.

4. Can I cancel the application after the mortgage prepayment application is completed?

As long as it has not been returned, you can apply for cancellation.