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Can the village Committee act as an agent to guarantee loans?
Village committees generally cannot be guarantors. If the villagers' committee provides guarantee, the guarantee contract is invalid, except that the villagers' committee acting as the authority of the village collective economic organization according to law provides guarantee to the outside world according to the discussion and decision procedure stipulated in the Organic Law of the Villagers' Committee.

legal ground

Article 5 of the Interpretation of the Supreme People's Court on the Application of the Relevant Guarantee System.

Where a legal person institution provides a guarantee, the people's court shall deem the guarantee contract invalid, except for the use of loans from foreign governments or international economic organizations with the approval of the State Council.

Where a residents' committee or a villagers' committee provides a guarantee, the people's court shall deem the guarantee contract invalid, except that the villagers' committee acting as the agent of the village collective economic organization according to law provides a guarantee to the outside world according to the discussion and decision procedure stipulated in the Organic Law of the Villagers' Committee.