The personal employment loan of China Everbright Bank refers to the RMB loan issued by China Everbright Bank (hereinafter referred to as the "lender") to supplement the liquidity required by the business activities of social natural persons (hereinafter referred to as the "borrower").

The personal employment loan of China Everbright Bank targets at least 22 years old and under 65 years old when the loan expires, and has full civil capacity.

Loan purposes: Personal employment loans are mainly used to supplement the liquidity required by the borrower's business activities, and may not be used for stock investment, registered capital or other equity investment of economic entities, business projects and purposes prohibited by national policies, laws and regulations, and may not be used for borrowing new ones and returning old ones.

China Everbright Bank implemented the pilot banking system for individual student loans. The first batch of pilot banks were Beijing, Shanghai, Tianjin, Chongqing, Guangzhou, Nanjing, Fuzhou, Suzhou and Ningbo branches. Please consult the local Everbright Bank for details.