According to Tianjin's housing purchase policy: Tianjin's housing purchase takes the family as the unit. In other districts of Tianjin except Binhai New Area, Tianjin household registration (including collective household registration) is restricted to purchase the third set of housing; Restrict foreign household registration and adult singles (including unmarried and divorced) from buying a second home. Tianjin foreign household registration must provide proof of continuous payment of social insurance or personal income tax for more than 2 years in this city within 3 years. This is a prerequisite for foreign household registration to buy a house in Tianjin, and even Binhai New Area, which is not limited to purchase, needs to provide social security or individual tax.

It should be pointed out that:

1, Tianjin housing loan. If there is a loan record, whether it is paid off or not, it is regarded as two sets.

2. "The city has paid for more than two consecutive years in three years" means that the purchaser starts from the last month of the purchase month and calculates any consecutive 24 months in three years.

3. If there are overdue payments due to job changes and other reasons, and the number of overdue months in 24 months is less than 3 months, it is regarded as continuous payment and can be used as a valid purchase certificate.

4. Households registered in this city include: First, families with at least one family member registered in this city; Second, the families of active servicemen and armed police stationed in Tianjin (the military officer's certificate can't prove the place of service, and the relevant military departments need to provide supporting documents).

5. After divorce, those with minor children are considered as families, and those without minor children are considered as individuals.

6. Residential apartments and mixed apartments with the selected house purpose of "residence" are included in the scope of purchase restriction, while other types of apartments are not included in the scope of purchase restriction.

Provisions of Tianjin Housing Loan Policy

1. The minimum down payment ratio is 30% for households who have no housing in this city and no housing loan records (including housing provident fund loans) and apply for commercial personal housing loans to purchase housing.

2. Residents who own 1 set of housing in this city or have no housing in this city but have a record of housing loans (including housing provident fund loans) shall apply for commercial personal housing loans to implement the second set of housing credit policies, and the down payment ratio shall be adjusted to not less than 60%.

3. Suspension of commercial personal housing loans with a loan term of less than 25 years (excluding 25 years).

In other words, from April 1, the commercial loan policy implemented in Tianjin is: the minimum down payment for the first suite is 30%, the minimum down payment for the second suite is 60%, and the longest loan period is 25 years.

Note: 1, the number of confirmed sets of real estate licenses or signed commercial housing sales contracts is not recognized.

2 * * * Identification of houses with the same property right.

3. If the house needs to be purchased due to the demolition, it shall be purchased with the demolition permit, and the number of sets shall be determined after the purchase.

4. If it is necessary to purchase a house with valid legal documents, it shall be purchased with documents or judgments, and the number of sets shall be determined after purchase.

5. If the house needs to be purchased due to the inheritance of bequest documents, the house shall be purchased according to the inheritance judgment, and the number of sets shall be determined after the purchase.

6, enterprises built affordable housing and have obtained property rights, included in the number of households or single housing.

7. Houses built by individuals on state-owned land and obtained property right certificates according to law are included in family housing units.