The sentencing standards for the crime of illegally granting loans:

1. If the amount of illegal loans exceeds 1 million yuan and causes particularly serious losses to the lending institution, the person directly responsible shall be punished. For those who are sentenced to fixed-term imprisonment of more than 5 years, the standard fine is not less than 20,000 yuan but not more than 200,000 yuan.

2. Any staff member of a bank or other financial institution who violates state regulations by disbursing loans in huge amounts or causing heavy losses shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan. Fine;

3. If the amount is particularly huge or causes particularly heavy losses, the person shall be sentenced to fixed-term imprisonment of not less than five years and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. Criteria for filing a crime of illegally granting loans:

1. Illegal granting of loans of more than 1 million yuan but less than 5 million yuan;

2. Causing direct economic losses of more than 200,000 yuan but less than 1 million yuan ;

3. Other circumstances causing significant losses.

Less punishments include the following situations:

1. A person who has reached the age of fourteen and under the age of eighteen commits a crime;

2. Accomplices shall be punished A lighter punishment;

3. A person who has reached the age of 75 commits a crime of negligence;

4. An emergency avoidance or legitimate defense exceeds the necessary limit and causes undue damage. , the punishment shall be reduced or exempted;

5. For suspension offenders, if no damage is caused, the punishment shall be exempted; if damage is caused, the punishment shall be reduced;

6. For those who are coerced to participate If a person commits a crime, his punishment shall be reduced or exempted according to the circumstances of his crime.

To sum up, the crime of illegally granting loans is usually negligence, and in special circumstances it is intentional. If the actor realizes that his illegal loan-granting behavior will cause significant economic losses and still illegally provides loans, the form of his crime is intentional; if the actor does not realize that his behavior will cause major economic losses when illegally granting loans and then issues loans, his crime is subjective. Negligence on the part.

Legal basis:

Article 186 of the Criminal Law of the People's Republic of China

Illegal granting of loans to banks or other financial institutions Any staff member who disburses loans in violation of state regulations, and the amount is huge or causes heavy losses, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is particularly huge or causes particularly heavy losses, he shall be sentenced to five years or more. A prison sentence of not less than 20,000 yuan and not less than 200,000 yuan; and a fine of not less than 20,000 yuan.

If a staff member of a bank or other financial institution violates state regulations and extends loans to related parties, he shall be severely punished in accordance with the provisions of the preceding paragraph.

If a unit commits the crime in the preceding two paragraphs, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding two paragraphs.

The scope of related parties is determined in accordance with the "Law of the People's Republic of China on Commercial Banks" and relevant financial regulations.