Two. Specific provisions: the loan is transferred to the special account for selling houses set up by the developer in the loan bank or directly to the deposit account opened by the borrower in the loan bank.

Knowledge related to provident fund loans:

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans. Explain in detail that the provident fund loan is for employees who have permanent residence in local towns, have established the housing provident fund system for more than 2 years and pay the housing provident fund according to regulations. When the funds for buying or building houses or renovating or overhauling their own houses are insufficient, they can enjoy provident fund loans. The loan conditions are as follows: the total amount of provident fund paid by the borrower and his family members reaches at least 30% of the newly purchased (overhauled) housing expenditure; The borrower has a stable economic income and the ability to repay the principal and interest; The borrower agrees to handle the mortgage registration and insurance; Provide the guarantee method agreed by the local housing provident fund management center and its sub-centers; At the same time, submit relevant documents required by the bank, such as house purchase contract or house pre-sale contract, house property certificate, land use certificate, and deposit certificate of provident fund.