It is not easy to get formal loans in Taizhou now, because formal Taizhou loans all go through bank procedures, which is not easy. What type of loan do you need? If you currently have a stable income, your stable income is proof of your repayment ability. You can try applying for an unsecured small loan. If you are a farmer, you can apply for a farmer loan. Reminder, those who charge money before lending are scammers, so you must resist them. The conditions for unsecured small loans are:

1. Have a fixed job or stable income

2. Be at least 18 years old and have complete personnel capacity

3. Sufficient repayment ability

4. Provide ID card and relevant proof of repayment ability

5. If you do not have a job, you can apply for a rural loan.

The procedures you need to prepare include ID card, proof of employment and income, and proof of residence (renting certificate is also acceptable). The specific amount is calculated based on your monthly income, which is generally 4-8 times and no more than 10 times your monthly income.

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