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Can I apply for deferred repayment for an epidemic car loan?
Legal analysis: The answer to the question of whether the car loan can be extended during the epidemic is yes. According to Article 1 of the Notice on Further Strengthening Financial Support for novel coronavirus's Prevention and Control Work, financial institutions appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period for those who are hospitalized or isolated due to new pneumonia, those who need to be isolated for observation due to epidemic prevention and control, and those who temporarily lose their income sources due to epidemic prevention and control. If the car loan refuses to be extended during the epidemic, you can also call 123 15 to report the car loan company to protect your legitimate rights and interests.

Legal basis: Article 672 of the Civil Code of People's Republic of China (PRC), the lender can inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.