According to the personal financial situation, the more down payment, the lower the overall price, and the most cost-effective: 1, 20% to 50% down payment for buying a car by stages. According to the different loan methods selected by consumers, the application materials provided are different, and the down payment ratio may be different;

2. At present, most banks stipulate that the minimum down payment is 40% of the total car price, and the minimum car financing can reach 20%;

3. Generally, there are two options for the loan term: 3 years and 5 years, the longest of which is no more than 5 years, and some of them need to pay a deposit of about 65,438+00% of the car price and related handling fees.

Million car purchase subsidy