Hello, you can apply for an unsecured credit loan. You need to prepare materials for unsecured bank loans:

1. Valid ID;

2. Permanent residence or valid residence certificate, and permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or statement;

8. Other information required by the bank.

Requirements for bank loans:

(1) For those who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.