It should be legal to borrow money with an ID card, but the main legal key to borrowing money is the establishment of a loan contract. The establishment of the loan contract shall be subject to the signatures and seals of both parties. ID card brushing can only be regarded as the terms of service of the main contract, and a copy of ID card and brushing face are not necessary conditions for the contract to take effect. Now there are also many fake contracts with ID cards to brush your face on the Internet.
Second, can someone else get a loan if they have a photo of your ID card and a mobile phone card with my ID card?
cannot
3. Can someone else use my ID photo and face recognition to get a loan?
You can't get a loan with someone else's ID card, photo or face recognition. China citizens who have reached the age of 16 living in People's Republic of China (PRC) shall apply for resident identity cards in accordance with the regulations; China citizens under the age of sixteen may apply for resident identity cards in accordance with these regulations. The items registered in the resident ID card include name, gender, nationality, date of birth, permanent residence address, citizen ID number, personal photo, fingerprint information, certificate validity period and issuing authority. Citizenship number is a unique and life-long identity code for every citizen, which is compiled by public security organs according to the national standard of citizenship number. If the state decides to issue a new generation of resident identity cards, the validity period of the resident identity cards expires, the citizens' names change, or the documents are severely damaged and unrecognizable, citizens should apply for new cards; If there are errors in the registration of resident identity cards, the public security organ shall promptly correct them and issue a new card; When you get a new card, you must return the original card. If a resident identity card is lost, it shall apply for a replacement. Citizens under the age of 16 may apply for renewal, renewal or replacement of their resident identity cards under any of the circumstances listed in the preceding paragraph. When a citizen goes through the formalities of permanent residence transfer, the public security organ shall record the change of the address of the permanent residence of the citizen in the machine-readable item of the resident ID card and inform it. According to Article 16 of the Law of the People's Republic of China on Resident Identity Cards, in case of any of the following acts, the public security organ shall give a warning and impose a fine of not more than 200 yuan. If there is illegal income, the illegal income shall be confiscated: (1) obtaining a resident identity card by using false certification materials; (2) Renting, lending or transferring a resident identity card; (3) illegally detaining another person's identity card. Seventeenth one of the following acts, by the public security organs fined two hundred yuan to one thousand yuan, or detained for ten days. If there are illegal gains, the illegal gains shall be confiscated: (1) fraudulently using other people's identity cards or using fraudulent identity cards; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.
Fourth, if the loan is swiped and the photo of the ID card is not uploaded, can the liar succeed?
I just brushed my face and didn't upload my ID card. The other party can't do anything