If you want to go to the real estate trading center to cancel the loan, just bring the settlement materials given to you by the bank. If it is not cancelled, the loan record will remain.

Loan settlement procedures:

1. After paying off all the loan principal and interest, you can go to the lending institution to handle the house ownership certificate and the loan settlement certificate. Cancel the mortgage in the district and county real estate trading center where the property is located.

2. When handling the mortgage cancellation business, you need to fill in an application form for mortgage cancellation, provide the loan settlement certificate provided by the lending institution to the borrower, and the house ownership certificate and the house ownership certificate (both certificates must be submitted at the same time) or mortgage certificate that I need to provide.

3. Go to the real estate bureau to cancel the mortgage.

4. Take other warrants to the Housing Authority where the house is located for cancellation of registration, and the Housing Authority will stamp all the warrants (indicating that the mortgage has been paid off).