O. Henry's "The Demand Loan" celebrates the friendship of cattlemen. Tom Merwin wanted to rob a train in order to repay Bill Longley's $10,000 demand loan. Longley would rather be punished than let Merwin take the risk, so he held him by the waist and stopped the carjacking. The final outcome was that Merwin's brother took this train to bring back 29,000 yuan in cash.