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How to handle graduate student loan
First, how to handle the graduate student loan?

Graduate student loan application process:

1. Enter the student loan information network of China Development Bank and log in to the online service system for students;

2. Register your own account and fill out the loan application form yourself;

3. Students and * * * borrowers bring the printed loan application form, the original ID card, the admission notice and the original household registration book to the local county-level financial aid center;

4. After passing the examination, sign a loan contract on the spot;

5. Bring the receipt to the school, and let the teachers in the financial aid center of the school input the receipt into the system;

6. Just wait for the National Development Bank to uniformly review the loan.

Second, how to get a postgraduate loan, great gods

After you log in to the system and modify it yourself, contact the funding center for your review, or directly ask the funding center to help you modify it, and then print a receipt.

Third, how to handle the graduate student loan?

1. Apply for a student loan for graduate students 1. Enter the national development bank student loan information network and log in to the student online service system; 2. Register your own account and fill out the loan application form yourself; 3. Students and * * * borrowers bring the printed loan application form, the original ID card, the admission notice and the original household registration book to the local county-level financial aid center; 4. After passing the examination, sign a loan contract on the spot; 5. Bring the receipt to the school, and let the teachers in the financial aid center of the school input the receipt into the system; 6. Just wait for the National Development Bank to uniformly review the loan. Attention should be paid to the following situations: First, the first loan is 1. Register and log in to the online system of student loan of www.csls.cdb.com.cn National Development Bank. 2. Fill in and print the application form online in the system. 3. The application form is stamped with the official seal of the qualification examination unit. 4. Prepare the materials needed to apply for a loan, and go to the county-level aid center of the student origin. 5. Sign a contract and receive a receipt at the county-level funding center in the place of origin. 6. Submit the receipt to the school and enter it into the system. For details, please consult the county-level funding center of the student source. Ii. application for loan renewal 1. Log on to the online system of student loan of www.csls.cdb.com.cn National Development Bank. 2. Fill in the loan renewal statement (detailed and positive) in the system, carefully summarize and state the progress of ideological study in the past year, submit the loan renewal application, and strengthen supervision and audit to ensure that the contents of the loan renewal statement are objective and true. If the application for loan renewal is not submitted, the county-level funding center of the student origin cannot apply for loan renewal. 3. When renewing the loan, the borrower or * * * and either of them shall go through the formalities of renewing the loan at the county-level aid center in the place of origin with their ID card and the application form signed by the borrower. 3. Submit the receipt 1. Within one week of the start of the new semester, the graduate students who apply for student loans from China Development Bank will give the loan receipt to each college, and the college will give the receipt to the graduate school. 2. The graduate school will input the receipt information into the system. 3. The deadline for system entry is September 30th. Personal reasons of graduate students lead to the failure to enter the collection information in time, which affects the loan issuance of graduate students at their own risk. 4. graduation confirmation 1. Log on to the online student loan system of www.csls.cdb.com.cn Branch of China Development Bank. 2. Query and update the relevant information and contact information of myself and the borrower in the system, and submit the application for graduation confirmation. 5. For other graduate students applying for student-origin loans in other banks, please consult the student-origin county-level financial aid center. Legal basis: Article 16 of the Measures for the Administration of Commercial Student Loans, borrowers can apply for commercial student loans directly from students' lenders, that is, they can also apply for commercial student loans at the place where the school is located, that is, they can apply for student loans; However, the lender shall not accept the borrower's repeated application for loans in his place of origin and place of study. Article 17 When accepting a borrower's application for a commercial student loan, the lender shall require the other party to submit a written loan application, fill in the relevant application form, and submit the following documents, certificates and materials: (1) the borrower's legal identity certificate (including the original ID card, household registration book or other valid residence certificate), and provide copies of the above documents; (2) Proof of the relationship between the borrower and its legal representative as required by the lender; (3) proof of the economic income of the borrower or his family members; (four) the borrower provides the admission notice or the admission notice of the school for the freshmen, and the borrower provides the student ID card or other proof of school status if he is already at school; (5) Relevant materials on the total amount of tuition, accommodation and living expenses required by the borrower during his study at school; (VI) If the real estate is used as collateral, the certificate of the collateral and the commitment letter signed by the owner (including the owner of the real estate) to agree to mortgage (pledge) shall be provided, the collateral shall be submitted with the value evaluation report issued by the institution recognized by the lender, and the collateral shall be provided with the certificate of rights. If the collateral is guaranteed by a third party, a written document and relevant credit certification materials shall be issued. (seven) the borrower and the guarantor shall personally issue and sign a written authorization to allow the bank to inquire about their personal credit information; (8) Other supporting documents and materials required by the lender.

4. Can graduate students apply for student loans?

Graduate students can apply for student loans.

Relevant provisions on student loans:

Full-time college students (including second bachelor's degree and higher vocational students, the same below) apply for a loan amount of no more than 8,000 yuan per person per year; If the sum of tuition and accommodation fees is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation fees. Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year;

If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.

The national average subsidy ratio of full-time college students' national student loans should be equivalent to that of that year, and the subsidy ratio of all regions and universities should be equivalent to that of their own regions and universities.

The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties.

Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.

So graduate students can apply for student loans.