1, the implementation of this policy is mainly to control the risk of housing provident fund loans and avoid excessive debt and non-performing loans. This move aims to protect the interests of buyers and maintain the healthy operation of the housing provident fund system.

2. According to the policy of Huainan housing provident fund, subscribing for real estate can reduce the proportion of individual deposit. Regarding the specific requirements of the deposit ratio, you can consult the local housing provident fund management center or inquire about relevant documents.

It should be noted that this policy may be adjusted due to regional and time changes. Therefore, when buying a house, it is recommended to consult the local housing provident fund management agency or relevant departments to obtain the latest policies and regulations.