1: The borrower is a natural person with Beijing hukou or Beijing residence permit, aged 22-60, with full capacity;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. Property requirements: commercial housing, cost housing, standard housing, center delivery and other property rights, mortgage housing by stages, commercial housing with mortgage loans in banks, cost housing, standard housing, affordable housing, apartments, villas, etc. As long as it is located in Beijing, with clear property rights, real estate license, and the age of the house is less than 20 years, it can be listed and circulated, and it can be handled if it is not included in the Beijing urban transformation and demolition plan;

4. The borrower and his spouse can attend the face-to-face signing of the bank.