If the lender dies and has an inheritance, he will repay the loan.

According to the provisions of Article 33 of the Inheritance Law, the inheritance should pay off the taxes and debts that the decedent should pay according to law, and the payment of taxes and debts is limited to the actual value of the inheritance.

The part exceeding the actual value of the estate shall be voluntarily repaid by the heir.

Second, if people die, should online loans be returned?

When people die, will online loans be returned? There are the following three situations: first, natural person guarantees loans. At that time, when the borrower applied for a loan, his relatives or other third parties signed a joint repayment responsibility contract with the lending institution. After the borrower dies, the lending institution will require the guarantor to fulfill the guarantee obligation, undertake joint and several repayment responsibilities and repay the remaining debts. Second, in the absence of any third party as a guarantee, the borrower chooses mortgage loan. After the death of a person, the lending institution will generally file a lawsuit against the house auction, and the proceeds from the auction will be used to pay off debts first. After all the loans are paid off, their family can go through the mortgage cancellation registration procedures and then keep the house. Third, in addition to the above two situations, legally speaking, relatives have no obligation to repay.

3. Does the online loan borrower need to return it after his death?

Details are as follows: 1. If the borrower dies, the heir of the borrower shall pay off the taxes and debts of the decedent, that is, if the borrower should pay according to law, it shall be limited to the actual value of the estate; 2, more than the actual value of the estate, the heir voluntarily repay this limit; 3. After the death of ordinary citizens, if they have property, their debts shall be borne by their heirs; 4. If there is no property or the heir abandons inheritance, the heir will not bear the debts of the decedent. What will happen to online loans? The consequences of non-repayment of online loans are: 1, high penalty interest and liquidated damages; 2. Credit damage; 3. being harassed by various means; 4. If the circumstances are serious, it will lead to imprisonment; 5. Affect other lives, become an old lai, affect consumption, travel and children's education. Legal basis: Article 161 of the Civil Law of People's Republic of China (PRC), the successor shall pay off the taxes and debts that the decedent should pay according to law within the actual value of the inheritance. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir. If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law.

Fourth, do you still have to repay the online business loan after death?

If a person dies unexpectedly, he still has to pay back the online loan he owes. If the platform arrives, it will decide to auction the borrower's legacy before his life to repay the debt.

If the borrower's estate has been inherited by his children after his death, then the children will inherit his debts at the same time, and they must bear the repayment obligation with the estate.

Unless the borrower has no legacy before his life and his children have not inherited any of his property, in this case, there is no executable property, and the online lending platform can only be treated as bad debts.