For housing provident fund loans, you need to provide the following information:
1. ID card: the original and photocopy of the applicant's and spouse's ID card.
2. Household register: the original and photocopy of the household register of the applicant and spouse.
3. Proof of marital status: Married applicants are required to provide the original and photocopy of marriage certificate.
4. Purchase contract: the original and photocopy of the purchase contract, which is used to prove the legality of the purchase.
5. Property right certificate: the original and photocopy of the property right certificate, which is used to prove the ownership of the house.
6. Proof of deposit of provident fund: provide the proof of deposit of provident fund in the last 6 months, including deposit details and balance.
7. proof of income: proof of salary income of the applicant and his spouse, such as salary slip, labor contract, personal income tax payment certificate, etc.
8. Proof of repayment ability: such as bank running water and personal credit report, which proves that the applicant has repayment ability.
9. Other supporting documents: According to the requirements of different regions and banks, it may be necessary to provide other supporting documents, such as social security deposit certificate and personal income tax payment certificate.
Please note that the above information is for reference only, and the specific requirements may vary by region and bank. Before handling the housing provident fund loan, it is recommended that you consult the local housing provident fund management center or choose the bank that cooperates with you to obtain the latest application requirements and the required information list.
Legal basis:
Regulations on the Administration of Housing Provident Fund:
Chapter IV Extraction and Use Article 26 Employees who have paid the housing provident fund may apply to the housing provident fund management center for housing provident fund loans when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.