; ? There are many pure credit loan platforms on the Internet. Among them, the loan amount of many loan platforms can reach tens of thousands of yuan, such as small win card loans. Then, what is the loan interest of 50,000 yuan for a small win card loan? Today, I will introduce you to the specific situation.
There are two kinds of products with a maximum loan of 50,000 yuan for Xiaoying credit card loan, namely credit card repayment and elite loan. Credit card repayment loan amount can reach 60 thousand yuan. The loan amount of elite loan can reach 150000 yuan. Credit card repayment interest is generally lower than elite loans. Details are as follows;
credit card repayment
If you apply for 50,000 yuan to repay the credit card bill, the monthly interest rate can be as low as 2,700 yuan. The monthly interest rate is 12 months, and the loan interest is 2,700 yuan by using the equal principal and interest repayment method.
Jingyingdai
The elite loan interest rate of Xiaoyingka is generally higher than the credit card repayment interest rate. If you apply for an elite loan of 50,000 yuan, the monthly interest rate is 1%, the service period is 12 months, and the repayment method of equal principal and interest is adopted, and the loan interest is 3,300 yuan.
In addition, in addition to the loan interest, Xiaoying Card loan may also charge a certain handling fee and service fee. In other words, the cost of borrowing 50,000 yuan from a small win card loan is not necessarily only interest.
Through the above introduction of the interest rate of 50,000 yuan for the small win card loan, we should know the borrowing cost of the small win card loan.
How much is the interest of 50,000 yuan for a small win card loan?
Small win card loan is a formal platform.
Xiaoying Card Loan is a lending platform under Shenzhen Yingzhongtong Company, which provides three products: credit card repayment, credit card loan and elite loan, and all of them have been connected with the central bank's credit information system. Loans overdue will truthfully report bad credit behavior.
However, many borrowers have reported that there will be no violent collection and address book explosion in Xiaoyingka loans overdue. Moreover, in addition to interest, there will be a handling fee and service fee for borrowing through the small win card. Therefore, be wary of usury before borrowing.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
Before, I also needed business turnover. I have used several microfinance products. The first one I applied for was a small amount of money (formerly Baidu Finance), which was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.
Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
There are licensed small loans in the market, such as Du Xiaoman, Zhong 'an Small Loan, 360 IOU, Pat Loan, Foreign Currency Pot, Provincial Loan, Micro Loan, Lending Treasure, Staging Music, Banyan Tree Loan, Jingdong Finance, Ping An Pratt & Whitney, Ma Shang Finance and its bank small loan products, and so on. Several small loan products have been used in business turnover before. In fact, every small loan platform has an internal application entrance, with low interest and easy access. Share it with those in need and scan the QR code below to enter!
Spend a little money-pay special attention if you have money:
1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.
2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.
Anyway, Baidu Finance supports free prepayment. If it is not needed in a few months, you can choose to settle in advance. It doesn't matter to us how long the interest will last. Make sure to mention it first.
My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.
How much is the interest on the small win card loan?
The loan interest of Xiaoying Card is 0.46-0.67%/ month, and at the same time, a service fee of1-1.23% and a handling fee of 2% are required. Monthly interest is average, and the calculation method of interest is total interest/12. If the principal and interest of the credit card are equal, the loan is 654.38+00000 yuan, which will be repaid in 654.38+02 installments, and the monthly interest should be 45.63 yuan.
Xiaoying credit card loan is a small loan product to help young people maintain their credit. According to the different loan needs of young people, two different loan products-credit card repayment and small win-win easy loan (credit card loan) were introduced.
The credit card repayment product launched by Xiaoying Card Loan can help you pay off your credit card quickly and restore the credit card limit quickly.
Applicable amount: 2000-80000 yuan
Loan term: 3, 6, 9, 12 months.
Repayment method: equal repayment of principal and interest every month.
The fast loan products launched by Xiaoying Card Loan are simple and fast.
Applicable amount: 1000-30000 yuan.
Loan term: 3, 6, 9, 12 months.
Repayment method: equal repayment of principal and interest every month.
Credit card repayment, small win and easy loan: open to the whole country (only Chinese mainland and Tibet have not yet opened).
Xiaoying Credit Card has signed an electronic agreement with you to encrypt all your data with industry-leading data algorithm, ensuring the security of information exchange and storage, and your legitimate rights and interests will be fully protected.
You can contact us in the following ways:
1) Pay attention to the official WeChat of Xiaoying Card Loan (micro signal: xiaoyingkadai) and leave a message in the micro signal;
2) Call the customer service hotline: 400-100-1188 (09: 00-18: 00).
The whole loan application is completed on the mobile phone. Just prepare your ID card and credit card and follow the instructions on your mobile phone.
Please check whether the mobile phone camera is authorized, clear the mobile phone cache and try again. If you still can't scan, please contact Xiaoying Customer Service: Tel: 400-100-188 (09: 00-18: 00).
There are two ways to obtain the query password:
1) You can call the operator's customer service number and ask for the inquiry password (service password) of your mobile phone number.
China Mobile: 10086
China Unicom: 100 10
China Telecom: 10000
2) You can log in to the operator's online business hall and get the query password (service password) of your mobile phone number.
If the mobile phone number of the savings card or credit card you want to bind in the bank is inconsistent with the mobile phone number of the small silver card loan you registered, the card binding fails. You can go to the bank counter to modify the reserved mobile phone number of the bank card, or change a savings card or credit card binding.