(1) Loan Application and Interview Record Form filled out according to the requirements of China Everbright Bank;

(2) The identity certificate of the borrower (legal and valid identity certificate, household registration certificate, marital status certificate, etc.). );

(3) Provide the salary paid by China Everbright Bank according to the accounting standard of the average monthly salary paid by the borrower in China Everbright Bank;

(4) The original labor contract of the borrower (official seal of the borrower is required);

(5) Other information required by China Everbright Bank.

At the same time, the borrower who issues personal credit loans on behalf of China Everbright Bank must meet the following conditions:

(1) A natural person of China nationality who has reached the age of 28 and has legal status and can provide valid identity documents, household registration books and proof of marital status;

(2) The personal credit rating is above Grade A;

(three) the official staff who have worked in the existing unit for more than 2 years. The working years of department-level cadres and above managers in administrative organs and institutions, and general managers and above managers in departments or departments of large and medium-sized enterprises may be appropriately relaxed to 6 months.

(4) Agree to open a sunshine card or savings passbook with settlement function in China Everbright Bank, and agree to authorize China Everbright Bank to directly deduct the loan principal and interest and related expenses that the borrower should bear from the agreed repayment account;

(5) Other conditions required by China Everbright Bank.

The personal credit loan issued by China Everbright Bank is the current easy-to-pay loan, which refers to the unsecured loan for personal consumption issued by China Everbright Bank to specific customers who pay wages.