Short-term loan: within one year (including one year), the interest rate is 4.35%;

Medium and long-term loans: the interest rate for one to five years (including five years) is 4.75%, and the interest rate for more than five years is 4.90%;

Personal housing provident fund loan? : The interest rate is 2.75% for less than five years (including five years) and 3.25% for more than five years.