The conditions for applying for a loan are that the provident fund must be paid continuously for more than 6 months and the account is in normal condition. Among them, if the provident fund payment base is adjusted, if it is 6 months after the adjustment, the loan amount will be calculated based on the new base; if it is less than 6 months, the loan amount will be calculated based on the monthly payment base before the adjustment.
I hope the above answers are helpful to you and wish you a happy life.