First, the term "prepayment" as mentioned in this notice is limited to borrowers who have handled the housing provident fund loan business in the undertaking bank that has carried out the independent accounting business of housing provident fund loans at the city level. Due to the early repayment of housing provident fund loans (excluding commercial loans of portfolio loans), apply directly to Hefei Housing Provident Fund Management Center for early repayment.

2. Prepayment can be divided into partial prepayment and full prepayment, and can only be applied after one month of normal repayment.

Three, the borrower can repay the loan in advance on the premise of paying off the arrears. In case of partial prepayment, the prepayment amount shall not be less than 10000 yuan (excluding the current loan principal and interest payable).

4. The agreed prepayment date is a normal working day (except holidays), and the prepayment application will not be accepted before the current normal deduction date and within 3 working days before and after the current normal deduction date.

Verb (short for verb) handler

1. The borrower brings his/her ID card to the counters of various outlets of the management center to apply; Entrusting others to act as agents shall be handled in accordance with the requirements of the agency.

2. If it passes the preliminary examination, the date and amount of prepayment deduction shall be agreed on the spot, and the Application for prepayment of individual housing provident fund loan shall be printed in duplicate and submitted to the applicant for signature and confirmation.

6. The borrower shall ensure that the balance of the repayment passbook (card) one day before the agreed deduction date is not less than the sum of the principal and interest payable in the current period and the principal and interest repaid in advance as agreed in the Application for Early Repayment of Personal Housing Provident Fund Loan. The Borrower shall bear the consequences such as failure of prepayment or loans overdue caused by violation of this Agreement.

7. If the borrower fails to fully pay the loan principal and interest repayment amount agreed in the Application for Early Repayment of Personal Housing Provident Fund Loan one day before the agreed deduction date, the application for early repayment will automatically become invalid. If the borrower needs to repay in advance, it shall re-apply.

8. If the loan is fully settled in advance, you can print the loan settlement certificate at the guarantee counter of the management center on the next working day after the deduction is successful, and the mortgagee can directly apply for cancellation of the mortgage with this certificate. The commercial loan part of the portfolio loan can also apply to the loan undertaking bank for early repayment.

Nine, owing on the loan in advance (excluding full settlement in advance) can apply once a year. No cross-year prepayment is required, and the deadline for prepayment is 65438+February 20th every year.

Proxy request

Housing provident fund business should be handled by the employees themselves. If the employee is unable to handle the prepayment business for any reason, he may entrust others to handle it on his behalf, and meet the following requirements:

(1) If the legal lineal relatives (i.e. spouse, parents and adult children) are entrusted as agents, the original legal and valid proof of kinship shall be provided. For example: marriage certificate, household registration book, kinship certificate issued by public security or civil affairs organs and other valid documents.

(2) If it entrusts others to handle it on its behalf, it shall provide a power of attorney notarized by a legal institution (the specific authorization matters shall be indicated).

When handling the agency, the original ID cards of the applicant and the agent shall be provided.

Those who do not meet the above conditions will not be accepted by the Center.